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SGFlatmateFind, afford and plan your next home.
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The big picture

House, wedding and renovation in one place, against what you've actually got. Fill in each planner and the numbers land here.

This plan lives in this browser only. Create a free account so it follows you between devices and your partner sees the same numbers.

Nothing to add up yet. Start with the HDB calculator, then the renovation and wedding planners. Your numbers stay on this device.

HomeCalculated Cash needed at completion
WeddingCalculated Total cost
RenovationCalculated Planned total
Car or bikeCalculated Cash down, plus running costs monthly
Buffer (10%)On the wedding and renovation, where the surprises live$0
What it all costsUpfront cash, not the loan$0

You can cover it, with $0 left over

$0 saved against $0 needed.

This plan is coveredWhat you've saved already meets what the plan needs. Anything you add from here is buffer.

Versions of this plan

Save where you've got to, then try something bolder. Nothing is lost, and nothing here says one version is better — that depends on what you're willing to trade.

Ask Flatmate

Questions about your own plan. It works from the figures on this page — it can't see anything else, and it can't change your plan without you pressing a button.

Counting down

Set a wedding date or key collection date in the planners, or add your own date below — the ROM appointment, an HFE letter expiry, a deposit deadline.

Share a read-only summary

For a partner, or for parents who are helping out. They see the totals and dates on one clean page, and can't change anything. Your income, CPF and the line-by-line detail are never included.

Add a cost above first, and there'll be something to share.

Want your partner to edit the same plan with you, on their own phone? That's part of Pro.

Plan together

With Pro, your partner joins this plan on their own account: you both see the same numbers, and whoever opens it next sees exactly what the other changed. They don't need their own Pro Pass.

Upfront cash only: the home loan itself isn't counted here, but your monthly instalment starts after you collect keys, on top of whatever you're saving. Every figure here comes from its planner, and you can type your own over it or switch a cost off entirely.