Free to work it out. Pro to keep it together.
Every calculator and planner is free, forever. Pro is for the couple doing all three at once: house, wedding and renovation in one plan you both share, alerts when prices move, and unlimited AI planning. One payment of S$29 for 12 months. No subscription, no auto-renewal.
- Every calculator: HDB, grants, condo & landed, upgrade/downgrade
- HDB resale prices and every recent sale from HDB's own records, with nearby amenities
- Wedding and renovation planners in full: budgets, ceremonies, timelines, deposits and balances
- The Big Picture, in this browser
- Save one plan, 20 saved homes, RSVP for up to 30 guests
- 5 AI planner messages a day
- Everything in Free, plus:
- The Big Picture saved to your account, so you and your partner see the same plan anywhere
- Price alerts: we email you when a flat you're watching actually sells below your price
- Unlimited AI planning for the wedding, the renovation and the home purchase
- Export any plan to PDF or spreadsheet for your contractor, caterer or parents
- No cap on guests, tables or QR codes in the RSVP list
- Unlimited saved plans and saved homes, with history
Everything in detail
- The Big PictureIn this browser onlyHouse, wedding and renovation added up against your savings, with the monthly figure you'd need to put aside. Pro keeps it on your account and shares it with your partner.
- Every calculatorFree foreverHDB resale, BTO and SBF, condo and landed, grants, upgrade and downgrade.
- Official price dataFree foreverHDB resale synced nightly, private property from URA twice weekly, block details, buses and schools.
- Wedding & renovation plannersEvery feature, freeBudgets, ceremonies, timelines, payment tracking with deposits and balances, seating plan.
- Save homes to your favouritesUnlimited
- Saved plansUnlimited, with history
- RSVP list & QR codesUp to 30 guestsA link per guest, replies updating your list, QR codes for printed invitations.
- Price alertsUp to 10 alerts
- AI planners5 messages a dayWedding, renovation and home-buying advisers that see your numbers and can rework your timeline.
- Export to PDF & spreadsheetIncluded
Create a free accountFree forever: every calculator, live prices, and the wedding and renovation planners in full. An account adds saved plans and favourites.
Payments are processed by Stripe, so SG Flatmate never sees or stores your card details. The Pro Pass doesn't renew automatically; when 12 months are up, you simply go back to Free unless you choose to buy again. Try it free for 7 days before you pay. The Pass is a one-time purchase and isn't refundable afterwards, which is why the trial exists. See refunds & contact, or email divaker@sgflatmate.com.
Questions
Why is most of it free?
Working out whether you can afford a home shouldn't sit behind a paywall. Pro covers the cost of running the AI planners, which is the one part that costs real money every time it's used.
Is Pro financial advice?
No. Pro gives you more AI planning help, but everything on SG Flatmate is a planning estimate, not financial, legal or tax advice. Always confirm with HDB, CPF Board, IRAS or your bank before committing.
Do I need an account?
Only for Pro, so we know who bought it. Everything else works without logging in.