Skip to main content
SGFlatmateFind, afford and plan your next home.
Log in

Singapore's planner for your home, wedding and renovation

Know what you can afford before you commit.

Your home, wedding and renovation in one honest plan, with Singapore's real sale prices, CPF grants and loan rules. Free, and no sign-up to start.

  • Real sale prices from HDB & URA
  • Grants, CPF and loan limits applied
  • Free and independent. We don't sell property

What are you planning?

  1. 1Pick all that apply
  2. 2Check your path
  3. 3Follow your steps
Are you a vendor? Contractors, designers, venues, caterers, photographers and movers can join or log in here.
or just tell us what you're planning

The Big Picture

Home, wedding and renovation. Together.

Most couples plan these one at a time, then find out they all land in the same year. Move the sliders to see whether it all fits.

  • The full planner uses your real flat, CPF and grants
  • Share it with your partner or parents to read
  • Free, no sign-up to try
Build your Big Picture Or start with the home
What you'll needExample figures
Home: cash at key collection$35,000
Wedding$40,000
Renovation and furniture$55,000
Cash savings today$60,000
You save each month, together$3,000
Keys in30 months · May 2029
On track, $20,000 to spareYou'd have it all by Nov 2028, before the keys. The spare is a buffer for the costs people forget.

Cash only, as a rough guide. The full planner works out the home figure from your flat, loan, CPF and grants.

How it works

  1. PlanThe home, the wedding, the renovation or the car. Whichever you're facing.
  2. Know what you can affordReal HDB and URA prices, CPF grants, stamp duty and loan limits, worked out on your own numbers.
  3. Get suitable quotesYour plan becomes a brief contractors and vendors can price. Your finances are never shared.
  4. Compare and manage itQuotes side by side on a fair footing, then payments, variations and dates tracked to the end.

Or go straight to a tool

HDB & private calculators

Enter your household once. See the loan, monthly instalment, grants and cash you need for a resale flat, a BTO, an SBF flat, a condo or a landed home.

Open calculator

Real home prices

Every completed HDB resale from HDB's own records, plus condo and landed sales from URA. Filter by price, size, lease and floor, and see what's nearby.

Browse prices

New flats: BTO & SBF

The November 2026 BTO: all 7 projects with HDB's prices, waiting times, transport, your chance of getting one, and honest pros and cons.

See new flats

Upgrade / downgrade

Sell one property and buy the next. MOP and wait-out timing, sale proceeds, Seller's Stamp Duty, ABSD, and the cash you actually walk away with.

Plan your move

Reno & wedding planners

Editable budgets with deposits, balances and payment reminders, a timeline you can add to your calendar, ceremony planning by tradition, and RSVP links for your guests.

Start planning

Why you can trust the numbers

Real sales, not asking prices

Every HDB resale from HDB's own records and private sales from URA, refreshed daily. What flats actually sold for, not what sellers hope for.

Today's grants and loan rules

CPF grants from HDB's published tables, loan limits as HDB and MAS set them, and stamp duty at IRAS rates. Each rule is dated, so you can see when it was last checked.

Independent, with nothing to sell you

We don't sell property, take commission on homes, or share your finances with anyone. The planners are free for good.

How the numbers workWho's behind SG FlatmateWhat's free, and what Pro adds