Can we actually afford this?
Enter your household details once. Get CPF housing grants, loan size, monthly instalment, stamp duty and the cash you need at every milestone — worked out against real 2026 Singapore rules, not rules of thumb. Then plan the renovation and the wedding on the same honest numbers.
Seven tools, one honest set of numbers
Resale calculator
Enter your household once — income, CPF OA, cash — and see the exact loan, monthly instalment and cash needed for a specific flat.
Open calculatorFlats on the market
Browse indicative resale prices across all 27 HDB towns by flat type, and see the household income each one typically needs.
Browse townsGrant calculator
Check exactly which CPF Housing Grants your household qualifies for — Family Grant, EHG and Proximity Housing Grant — and how much.
Check grantsCondo & landed
ABSD, TDSR-only financing and stamp duty for private property — no MSR, no CPF grants, different rules entirely from HDB.
Run the numbersUpgrade / downgrade
Sell one property and buy the next — MOP and wait-out timing, sale proceeds, profit or loss, resale levy, and whether it all adds up.
Plan your moveRenovation planner
Minimal, Balanced and Premium renovation cost tiers by property type, grounded in real 2026 Singapore industry cost data.
Plan your renoWedding planner
A real, editable Singapore wedding budget by culture and venue tier — ang bao economics, a legal ROM timeline, and AI feedback.
Plan your weddingGrounded in the current rules, not placeholders
Grants that reflect the 2026 quanta
Enhanced CPF Housing Grant up to $120,000 for families, Family Grant up to $80,000, Proximity Housing Grant up to $30,000 — first-timer families buying resale can stack up to $230,000.
Financing rules as HDB and MAS apply them
MSR capped at 30% of income for HDB/EC loans, TDSR at 55% for bank loans, HDB loan LTV at 75% since the August 2024 cooling measure, and the August 2026 income ceiling of $16,000 for families.