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SGFlatmateFind, afford and plan your next home.

First-time buyers

Buying your first home in Singapore

Find out what you can borrow, which grants you'll get, and how much cash you need at each step, before you fall for a flat.

You'll find out

  • How much you can borrow, on an HDB loan or a bank loan
  • Which CPF grants you qualify for, and how much
  • The cash and CPF needed at each step, from option to keys
  • What flats like the one you want actually sell for

Up to $230,000in CPF grants for first-timer families buying resale, depending on income.

$16,000 a monthhousehold income ceiling for a BTO, and for resale grants.

Free, no sign-up to start. How the numbers work